Buying a new home is an exciting time and our Real Estate Professionals are trained to help guide you though this process from beginning to end. Contact us to find an agent that suits your needs.
Buying a Home Tips
Know your credit report.
Lenders will use your credit score to determine your interest rate. Go over you credit report and fix any errors. You can receive your free credit report ….
Define what you want.
Compile a list of things that are important to you in a home and decide what things you may be willing to do without. This allows your Real Estate Professional to narrow down the search streamlining the process. Take the list with you when visiting properties. This will help you compare homes when you are making your final decision.
Research neighborhoods and schools.
Your Powerhouse Realtor is up to date on what is happening in the communities they serve and can provide you with valuable information. You can also use the internet to search sites such as www.greatschools.net
Determine what you can afford.
Use our affordability calculator to determine how much home you can afford.
Determine your what your mortgage payment will be.
Our mortgage calculator will help you determine what your mortgage payment is likely to be depending on your interest rate, down payment and longevity of the loan.
Get pre approved for a loan.
When you are pre approved for a loan, you know exactly how much money you qualify for. This allows you to focus on your property search. It also lets sellers know that you are a serious buyer when your Realtor presents an offer.
You may want to contact several lenders to find one that you are comfortable with and has a mortgage product that fits your needs.
Choose your property.
Now you are ready to start looking at homes. Your Realtor will help you search for and view homes that fit your needs. As well a guide you through the process of making and offer, negotions, inspections, and closing the deal!
Also, use our search feature to help locate that perfect home.